Finance Calculators
Free tools for paychecks and salaries — starting with US take-home pay: federal, state, and FICA tax on any salary, with the math shown so you can trust the result and understand exactly how it was computed.
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Frequently asked questions
Federal income tax from the 2026 brackets in IRS Revenue Procedure 2025-32, state income tax from the Tax Foundation's 2026 state table, and FICA — Social Security at 6.2% up to the $184,500 wage base plus Medicare at 1.45%. Pre-tax 401(k) contributions lower the income-tax lines but not FICA.
State income tax is the difference. Texas and Florida charge $0 on wages, while California charges 1%–9.3% on a $100,000 salary. Run the same salary in both states in the calculator before judging a relocation offer — but remember this covers the paycheck only, not housing or other living costs.
No. County and city income taxes — New York City, Philadelphia, Detroit, Maryland counties, and many Ohio municipalities — are not in the state line. If you live in one of those places, your real take-home will be lower than the calculator shows.
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